3 Assisted Living Facilities in O Fallon, MO
Seniors who require daily assistance with ADLs and IADLs can live in assisted living communities. They provide supervision, personal care, and recreation activities for seniors. These communities may also include transportation assistance and minimal nursing care. Under certain conditions, assisted living communities may also provide respite care, hospice care, or dementia care.
Complete Guide to Assisted Living
BoomersHub found 3 assisted living options in the O Fallon area. On average, these senior living communities in O Fallon can cost $3536 per month (Genworth Cost of Care Survey 2021). We've compiled detailed information on pricing, amenities, and services each facility offers to help you narrow down your search. Whether you're considering luxury assisted living in O Fallon or want to stick to a budget, we'll work alongside you. Our local advisors can help families make informed decisions for FREE in selecting the best-assisted living facility near O Fallon.
To speak with one of our experienced Family Advisors about the top assisted living facilities in O Fallon, call +(877) 409-0666 or get in touch through info@boomershub.com today.
You may also take into consideration Assisted Living facilities in nearby cities like: Chesterfield, Ballwin, Saint Peters.
See The Best Assisted Living Facilities around O Fallon
Cost of Assisted Living in O Fallon, MO
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Assisted Living in O Fallon is $3536 per month, which is 5% to the Missouri average of $3,354. And as compared to the national monthly average of $4,000, Dallas Assisted Living's cost is almost similar.
What Are Alternate to Assisted Living Senior Care Options in O Fallon, MO?
Elderly residents in O Fallon have different care options besides assisted living, depending on their care level and medical situation. There are other options if you do not need continuous care assistance - then you should look for independent living in O Fallon. At the same time there are nursing homes in O Fallon, memory care in O Fallon, and home care in O Fallon are also options you can explore if you (or your relative) requires a certain level of medical assistance.
Would you like to get to know more about other care options? Read this article - Alternatives to assisted living: what other care options are available?
Assisted Living Financial Assistance for Seniors in O Fallon, MO
There are numerous financial assistance choices available for elderly to meet the expenses of Assisted Living in O Fallon. Furthermore, non-profit entities and O Fallon-area institutions provide help towards enhanced senior living in O Fallon, MO.
Private Pay
Personal payment is the safest approach to meet the cost of Assisted Living in O Fallon. This is because you foot the bill for the affordable assisted living nearest you. Still, it may not always be the simplest option for most older adults. In that scenario, you can make use of a combination of the next choices.
Reverse mortgage
A reverse mortgage is a financial arrangement. An aging property owner with considerable home equity can tap into the worth of the property and receive funds. The money can come in the form of a regular stipend, a one-time payout, or a credit line.
Medicaid and Medicare benefits
Every state has its individual Medicaid program to help financially strapped residents with healthcare-related costs. Moreover, Medicaid covers specific extended care costs for eligible elderly individuals. However, you will need to fulfil the local requirements to be approved for the Medicaid benefits in O Fallon. To cover assisted living in Missouri, the state mainly utilizes HCBS Waivers (Home and Community-Based Services). However, this waiver does not finance the room and board costs in assisted living.
On the contrary, Medicare doesn't cover the expense of ADLs support for residents of assisted living communities. However, retirees can utilize Medicare benefits to finance approved healthcare needs in assisted living communities in O Fallon.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits
The VA’s (Veteran Administration) Aid & Attendance program in O Fallon, MO provides monthly pensions to qualified veterans and their spouses to support with assisted living costs. Veterans can also use their other benefits to cover assisted living expenses in O Fallon.
Read more about: A&A Veteran Benefits
For more information about different ways to finance assisted living please read this article – How to pay for assisted living?
Rules and Regulations for Assisted Living in O Fallon, MO
O Fallon Assisted Living communities are required to follow a set of standards and regulations implemented by Missouri. These regulations are to guarantee that the facilities maintain top-level and secure care services for seniors. For instance, the Assisted Living care facilities in O Fallon ensure thorough training and education for the caregivers. This enables caregivers to be highly trained and professional while efficiently helping seniors with their daily needs. Visit our Missouri Assisted Living page to find more information on the state-specific rules and guidelines.
Additional Assisted Living Resources for Seniors in O Fallon
Numerous government and non-profit agencies work together in O Fallon to provide seniors with better services. These services help seniors a better and healthier lifestyle in O Fallon. Concerning the O Fallon resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for senior citizens from the Assisted Living Missouri Page
Free consultation with our certified, senior advisors
