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12 Assisted Living Facilities in Oak Island, NC
Seniors who require daily assistance with ADLs and IADLs can live in assisted living communities. They provide supervision, personal care, and recreation activities for seniors. These communities may also include transportation assistance and minimal nursing care. Under certain conditions, assisted living communities may also provide respite care, hospice care, or dementia care.
Complete Guide to Assisted Living
BoomersHub found 12 assisted living options in the Oak Island area. On average, these senior living communities in Oak Island can cost $4050 per month (Genworth Cost of Care Survey 2021). We've compiled detailed information on pricing, amenities, and services each facility offers to help you narrow down your search. Whether you're considering luxury assisted living in Oak Island or want to stick to a budget, we'll work alongside you. Our local advisors can help families make informed decisions for FREE in selecting the best-assisted living facility near Oak Island.
To speak with one of our experienced Family Advisors about the top assisted living facilities in Oak Island, call +(877) 409-0666 or get in touch through info@boomershub.com today.
You may also take into consideration Assisted Living facilities in nearby cities like: Wilmington, Leland, Shallotte, Southport.
See The Best Assisted Living Facilities around Oak Island
Cost of Assisted Living in Oak Island, NC
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Assisted Living in Oak Island is $4050 per month, which is 3% to the North carolina average of $4,157. And as compared to the national monthly average of $4,000, Dallas Assisted Living's cost is almost similar.
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Weather and Climate in Oak Island
Seasonal Temperatures: Oak Island has a typical summer high of 90°F and a winter low of 35°F. And the yearly rainfall here is about 56 inches, while the snowfall is around 1 inch(es) on average.
Air Quality: The Average air quality index rating is usually 84, which is higher than the national average of 58. The index rating at or below 100 is considered satisfactory.
Hospital Services in Oak Island for Elderly People
The health index of 120.6 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 107.5. The Oak Island hospitals cater their services to meet the treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Oak Island for any common or chronic health condition.
What Are Alternate to Assisted Living Senior Care Options in Oak Island, NC?
Retired individuals in Oak Island have multiple care options besides assisted living, depending on their care level and medical situation. There are other care types if you do not need continuous care assistance - then you should look for independent living in Oak Island. Likewise there are nursing homes in Oak Island, memory care in Oak Island, and home care in Oak Island are also options you can explore if you (or your relative) requires a certain level of medical assistance.
Would you like to get to know more about other care options? Read this article - Alternatives to assisted living: what other care options are available?
Assisted Living Financial Assistance for Seniors in Oak Island, NC
There are numerous financial aid choices accessible for elderly to meet the expenses of Assisted Living in Oak Island. Furthermore, non-profit groups and Oak Island-area agencies offer assistance towards improved senior living in Oak Island, NC.
Private Pay
Out-of-pocket payment is the most secure way to cover the cost of Assisted Living in Oak Island. This is because you pay from your own pocket for the affordable assisted living near you. Nevertheless, it is not necessarily the most straightforward decision for most older adults. In that situation, you can employ a mixture of the subsequent choices.
Reverse mortgage
A reverse mortgage is a equity release program. An senior real estate owner with significant home equity can withdraw the price of the property and get funds. The cash can come in the form of a steady stream of income, a one-time payout, or a credit line.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help lower-income residents with healthcare-related bills. Additionally, Medicaid covers certain lengthy care expenses for eligible elderly individuals. Still, you will need to meet the local requirements to be approved for the Medicaid assistance in Oak Island. To pay for assisted living in North carolina, the state primarily utilizes HCBS Waivers (Home and Community-Based Services). However, this waiver does not finance the room and board costs in assisted living.
Interestingly, Medicare doesn't cover the expense of ADLs aid for residents of assisted living homes. Nonetheless, retirees can utilize Medicare benefits to cover approved healthcare needs in assisted living facilities in Oak Island.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits
The VA’s (Veteran Administration) Aid & Attendance program in Oak Island, NC provides monthly pensions to suitable veterans and their spouses to assist with assisted living fees. Veterans can also utilize their additional benefits to pay for assisted living fees in Oak Island.
Read more about: A&A Veteran Benefits
For more information about different ways to finance assisted living please read this article – How to pay for assisted living?
Rules and Regulations for Assisted Living in Oak Island, NC
Oak Island Assisted Living communities have to abide by a set of standards and regulations designed by North carolina. These regulations are to ensure that the facilities highest level of care services for seniors. For instance, the Assisted Living care facilities in Oak Island provide thorough training and education for the caregivers. This allows caregivers to be skilled and professional while helping seniors with their daily needs. Visit our North carolina Assisted Living page to find more information on the state-specific rules and guidelines.
Additional Assisted Living Resources for Seniors in Oak Island
Various government and non-profit agencies work collectively in Oak Island to provide seniors with better facilities. These services make sures that seniors enjoy an improved quality of life in Oak Island. Concerning the Oak Island resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for seniors from the Assisted Living North carolina Page
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