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Maine is known for its rugged 4500 miles of coastline, abundant seafood, and vibrant culture. But did you know it’s also home to some of the best retirement communities in the USA? Maine has the highest ratio of retired population if you compare the total population to the number of older adults aged 65 or above, as per PRB surveys.
If you’re blessed enough to have considered laying down roots in this incredible state, then you must know that there are plenty of places teeming with amenities and activities designed especially for those who are ready to retire. From bustling cities and quaint fishing villages to modern beachfront communities and more traditional rural settings, Maine has it all!
So today, we will explore the best retirement communities in Maine so that you can see which one is right for you. In addition, we will discuss the cost of living and some factors that make Maine such a great place to retire. So, read on to learn more about Maine senior housing!
Is Maine a good place to retire?
Maine is an excellent place to retire. In recent years, more and more retirees have been flocking to Maine. But what makes The Pine Tree State such a popular destination for older adults? Let’s have a look!
1. Natural beauty and outdoor activities
The state offers unparalleled natural scenery and opportunities for outdoor recreation. Retirees looking for an active lifestyle will find plenty to do in Maine. They can hike trails through Acadia National Park, fish the cold waters of the Atlantic Ocean, kayak or canoe along rivers or lakes, or explore the many parks throughout the state.
2. Low cost of living
Maine also has a low cost of living compared to other states in New England and around the country. Many towns throughout the state offer affordable housing options that are ideal for retirees on fixed incomes. Many seniors also qualify for exemptions and credits when it comes to taxes. In addition, food costs tend to be lower than in several other parts of the country.
3. Diverse climate
One of Maine’s prime attractions is its four distinct seasons. Spring brings warmer weather and colorful blooms; summer brings long days of sunshine; fall brings cool temperatures, stunning foliage, and crisp air; winter offers a snowy wonderland for outdoor activities such as skiing or snowshoeing.
4. Low crime rate
Maine is an extremely safe state for seniors. In 2022, Maine was ranked 2nd as the safest US state and number one when it comes to the violent crime rate ranking. That marks a continuation of a long-term trend, and it is becoming increasingly rare for residents to be victims of serious crimes. Overall, Maine offers retirees a safe environment where they can comfortably enjoy their golden years without worry.
5. Quality senior care options
In addition to feeling safe within their own communities, retirees in Maine will be able to take advantage of top-notch healthcare located throughout the state. There are also many assisted living facilities and nursing homes offering specialized care tailored toward seniors unable to live independently.
What is the cost of retiring in Maine?
The cost of retiring in Maine varies depending on the lifestyle that one wants to lead. Maine’s overall cost of living is about 4% lower than the national median. Generally speaking, an older adult might require a little above one million dollars for a comfortable retirement in Maine. However, the amount is almost $50000 less than the national average. Also, the state’s housing prices are significantly lower than the US median, and healthcare costs are also reasonable.
When it comes to tax preparations, retirees should note that Maine does not tax Social Security benefits, so they won’t have to worry about having a large portion of their income taken away due to taxes. Besides, Maine offers various financial assistance programs beyond basic necessities such as long-term care or assisted living services.
So, it is safe to say that Maine might be one of the best bets for those looking for a cost-effective retirement option!
What are the best things to do in Maine for retirees?
Maine offers a wide range of recreational activities and attractions that are perfect for retirees. Here are some of the best things to do in Maine for retirees:
- Acadia National Park: Retirees can explore scenic coastlines, hike beautiful trails, and enjoy breathtaking views in Acadia National Park.
- Coastal towns: Charming coastal towns like Kennebunkport and Bar Harbor offer retirees picturesque settings, art galleries, boutique shops, and delicious seafood.
- Lobster cruises: Retirees can learn about lobster fishing, enjoy scenic boat rides, and savor delicious lobster meals on lobster cruises along the Maine coast.
- Historic tours: Retirees can delve into Maine’s history by visiting places like the Maine Maritime Museum, Portland Head Light, and the Victoria Mansion.
- Whale watching: Retirees can join whale-watching tours along the coast and have the opportunity to spot magnificent whales such as humpbacks, fins, and minkes.
- Outdoor activities: Retirees can engage in various outdoor activities such as fishing, kayaking, boating, golfing, and leisurely bike rides in Maine’s natural beauty.
- Historic lighthouses: Retirees can visit iconic lighthouses such as Portland Head Light, Pemaquid Point Light, and Bass Harbor Head Light, immersing themselves in Maine’s maritime history.
- Fall foliage: Retirees can witness the breathtaking beauty of Maine’s fall foliage by taking scenic drives, going hiking, or simply enjoying the vibrant colors.
What are the best places to retire in Maine?
Maine offers several attractive places for retirees to settle down. Here are some of the best places to retire in Maine:
1. Portland
Maine’s largest city, Portland, offers a lively cultural scene, top-notch healthcare, and various amenities. It has a charming waterfront, historic districts, and a vibrant food and arts scene.
2. Brunswick
Brunswick is a small town with a rich history and a close-knit community. It is home to Bowdoin College, which provides opportunities for lifelong learning. Brunswick also offers beautiful parks, waterfront access, and cultural events.
3. Kennebunkport
Known for its picturesque coastal beauty, Kennebunkport is a popular retirement destination. It features charming shops, art galleries, and a vibrant dining scene. The town also offers recreational activities like boating, fishing, and golf.
4. Bar Harbor
Situated on Mount Desert Island, Bar Harbor is a scenic coastal town and gateway to Acadia National Park. Retirees can enjoy the natural beauty of the area, explore the town’s shops and restaurants, and participate in various outdoor activities.
5. Camden
Camden is a charming coastal town with a vibrant downtown area and stunning harbor views. It offers diverse recreational opportunities, including boating, hiking in the nearby Camden Hills State Park, and visiting the picturesque Camden Harbor Park.
6. Rockland
Rockland is known for its thriving arts community and its annual Maine Lobster Festival. Retirees can enjoy art galleries, museums, and the scenic Rockland Harbor. The town also offers a variety of amenities and services.
7. Bath
Bath is a historic city on the Kennebec River, known for its shipbuilding heritage. Retirees can explore the city’s maritime history, visit the Maine Maritime Museum, and enjoy the charming downtown area with its shops and restaurants.
8. Belfast
Belfast is a small coastal town with a strong sense of community. It features a vibrant downtown area with art galleries, shops, and restaurants. The town also hosts several local festivals and events throughout the year.
Best retirement communities in Maine
Maine is a popular state for retirees, with plenty of 55+ communities and senior centers. Whether you’re looking for an active outdoor lifestyle or a more relaxed atmosphere, here are some of the best retirement communities in Maine for you to consider!
1. Stroudwater Lodge
Location: 116 Landing Rd, Westbrook, ME 04092, United States.
Services offered: Independent living and assisted living.
Stroudwater Lodge is an active and vibrant retirement community with a diverse range of activities, amenities, and services to keep its residents engaged and healthy. Located on acres of lush woodlands, this facility is one of the best-reviewed 55+ communities in Maine.
Stroudwater Lodge offers independent living and assisted living services with various floor plans and lifestyle experiences. In addition, the facility provides restaurant-style dining and varied recreational programs such as fitness classes, educational seminars, arts & crafts workshops, day trips, outdoor gardening, cooking classes, and holiday celebrations.
The staff at Stroudwater Lodge are dedicated to providing exceptional service that meets the individual needs of each resident. They strive to create a warm and welcoming environment that allows seniors to remain independent while also finding support from their neighbors.
2. Northbridge Granite Hill Estates
Location: 60 Balsam Dr, Hallowell, ME 04347, United States.
Services offered: Independent living, assisted living, memory care, and respite care.
Granite Hill Estates is a luxury retirement community in Maine, situated on a 135-acre campus among lush forests and rolling hills. They have multiple care options, ranging from long-term senior living to short-term respite care options. In addition, their Avita Memory Care program is tailored to provide top-notch care and support to Alzheimer’s and dementia patients.
While living in Granite Hill Estates, residents can enjoy a relaxed atmosphere with plenty of activity options. Whether joining an exercise class, picking up a fun retirement hobby, or meeting friends for breakfast at the café, Granite Hill Estates has an activity for everyone!
In addition to its wide range of recreational activities, residents can also take advantage of the area’s plentiful shopping centers, cultural sites, and entertainment venues. With attentive staff available around-the-clock and all modern amenities, this unique retirement community offers independence and security in equal measure.
3. Birch Bay Retirement Village
Location: 25 Village Inn Rd, Bar Harbor, ME 04609, United States.
Services offered: Independent living, assisted living, memory care, and respite care.
Birch Bay Retirement Village is an idyllic retirement community in Maine, overlooking Frenchman Bay and Acadia National Park. The property comprises cottage-style homes with modern amenities and expansive outdoor spaces. The lush landscaping provides a peaceful and serene atmosphere for relaxation.
Birch Bay ensures a vibrant social life with a range of activities available to keep seniors engaged and entertained. Besides its library, walking paths, outdoor dining terrace and pub, the facility also hosts several cultural events, game nights, and movie screenings throughout the year.
The Birch Bay Retirement Village staff provides attentive care to its residents with personalized services. That includes 24-hour security monitoring, housekeeping, maintenance services, transportation assistance, personal care such as medication management, and more. There is also a full suite of on-site healthcare services, including physical therapy, occupational therapy, speech therapy, and more from experienced professionals.
4. Bay Square at Yarmouth
Location: 27 Forest Falls Dr, Yarmouth, ME 04096, United States.
Services offered: Independent living, assisted living, memory care, skilled nursing, and respite care.
Bay Square at Yarmouth is a luxurious retirement community in Maine. It offers a selection of spacious apartment homes designed to maximize comfort while providing seniors with the necessary convenience.
Outside the residences, the campus features various outdoor spaces including walking paths, courtyards, gardens, and gazebos where residents can gather together or simply enjoy some fresh air amidst beautiful landscaping. Inside there’s plenty to do too – from arts & crafts classes to card games; there’s something for everyone to enjoy!
The staff at Bay Square at Yarmouth works hard to create an atmosphere that promotes physical fitness as well as mental well-being among its residents. They offer specialized exercise classes and memory care programs to promote healthy living. Their goal is not only to help seniors stay healthy but also to provide them with meaningful connections within the community itself.
5. The Enclave of Scarborough
Location: 18 Black Point Rd, Scarborough, ME 04074, United.
Services offered: Assisted living, memory care, and respite care.
The vibrant community of The Enclave is set in the scenic town of Scarborough, offering the perfect balance between traditional and modern living. It has multiple floor plans with spacious indoor settings and lush outdoor landscapes. With a convenient location near many shopping and dining destinations, it’s easy to get around town or explore the greater Portland area.
The Enclave has various signature programs promoting wellness and healthy living. For example, their Discover Your Spark program encourages residents to take up a new hobby or rekindle an old one. In addition, the Life with Bridge program promotes personal care and social interaction through group fitness classes, swimming lessons, art classes, movie nights, and similar activities.
Residents at The Enclave also benefit from 24-hour security, weekly housekeeping services, and transportation services. Plus, they have access to onsite healthcare facilities staffed by experienced nurses and physicians. With its unparalleled amenities, social activities, and attentive staff, it’s no wonder why many retirees choose this vibrant community as their home away from home!
6. St. Andrews Village Retirement Community
Location: 145 Emery Ln, Boothbay Harbor, ME 04538, United States.
Services offered: Independent living, assisted living, memory care, and skilled rehab.
St. Andrews Village is a long-term care facility in Maine. Located in a tranquil, coastal setting, St. Andrews provides a peaceful atmosphere full of natural beauty while offering residents access to top-notch healthcare services and activities. Apart from assisted living and memory care, they provide skilled rehabilitation services and continuous care to those who need it.
Residents of St. Andrews Village can enjoy all that life has to offer while living in an incredibly secure environment with 24/7 security surveillance and regular check-ins from the staff members throughout the day. They are also collaborating with LincolnHealth, one of the most recognized healthcare systems to provide personalized care plans.
The community offers different accommodation options, including two-bedroom cottages and stylish apartments. Apart from that, St. Andrews offers various activity options and amenities, such as book and gaming clubs, fitness programs, off-site picnics, nutritious meal plans, transportation services, and many more!
7. Bartlett Woods at Rockdale
Location: 20 Bartlett Dr, Rockland, ME 04841, United States.
Services offered: Independent living, assisted living, and respite stays.
Bartlett Woods is a luxury 55+ community located in the beautiful coastal town of Rockdale, Maine. The community offers state-of-art amenities, appliances, and accommodation options that offer the highest level of comfort and convenience. They also have a social area, including libraries, game rooms, and patios, where residents can interact and form meaningful connections.
The apartments at Bartlett feature modern designs, fully equipped kitchenettes, and private balconies or decks. The community is pet-friendly and encourages regular family visits. All of this makes Bartlett Woods a warm, welcoming and intimate community to spend your retirement years.
For people looking for short-term stays, Bartlett Woods offers respite rentals as well. They offer flexible leases and include all the amenities and services available to regular residents. Those who require extra support with activities of daily living or healthcare can purchase additional assisted living services.
8. Falmouth House at Oceanview
Location: 32 Blueberry Ln, Falmouth, ME 04105, United States.
Services offered: Independent living, assisted living, and memory care.
Falmouth House at Oceanview is conveniently located near Portland, surrounded by an abundance of local restaurants, museums, sporting events, parks, and hiking trails. Besides, this active adult community features 80 acres of manicured wooded landscape, well-maintained apartments and cottages, and numerous activities to keep residents engaged.
Residents at Falmouth House benefit from 24/7 security services, round-the-clock supervision, and a vast array of amenities. Some of the onsite amenities include 360 dining experience, an onsite café, fitness center, movie theatre, game rooms, and art studios. In addition, the facility regularly arranges day trips, and transportation to local events and attractions.
Overall, Falmouth House at Oceanview combines the best of both worlds: access to the outdoors and the convenience of urban living. For retirees looking for a relaxed lifestyle while still having easy access to all sorts of entertainment opportunities, it is one of the best places to retire in Maine.
Are there waterfront retirement communities in Maine?
Maine is known for its scenic coastline and numerous lakes, making it an attractive location for retirees who appreciate waterfront living. Here are some of the top waterfront retirement communities in Maine:
- Goudreau’s Waterfront Retirement Community
- Penobscot Shores
- OceanView at Falmouth
- Piper Shores
- Schooner Cove Retirement Community
- Highland Green
- Silver Lake Estates
- Birch Bay Retirement Village
- OceanView At Falmouth
- Holiday Kittery Estates
- Ashton Gardens Gracious Retirement Living
- The Cedars
Top hospitals in Maine
Here are some top hospitals in Maine:
- Maine Medical Center – Portland
- Northern Light Eastern Maine Medical Center – Bangor
- Central Maine Medical Center – Lewiston
- MaineGeneral Medical Center – Augusta
- Southern Maine Health Care – Biddeford
- Mercy Hospital – Portland
- St. Mary’s Regional Medical Center – Lewiston
- Mid Coast Hospital – Brunswick
- Franklin Memorial Hospital – Farmington
- Pen Bay Medical Center – Rockport
- York Hospital – York
- Down East Community Hospital – Machias
- Mount Desert Island Hospital – Bar Harbor
- Cary Medical Center – Caribou
- Rumford Hospital – Rumford
Final thoughts
Retirement in Maine can be a great decision for both locals and out-of-state retirees. With plenty of options for activities, housing, healthcare, and other services, retirees can enjoy life in Maine’s cozy neighborhoods and lively communities. Whether you’re looking for a close-knit community or a more solitary lifestyle, you’ll find something that suits your needs.
You’ve worked long and hard your whole life, and now it’s time to relax and enjoy the fruits of your labor. We hope this list of the best retirement communities in Maine was helpful to you in your search for the perfect place to spend your golden years. And if you’re still not sure which community is right for you, contact us, and we’d be happy to help you find a place that suits your needs.
Thank you for reading, and we wish you all the best in your retirement planning!
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- Top 10 luxury assisted living in the United States
FAQs
- What are the negatives of living in Maine?
The negatives of living in Maine generally revolve around the region’s colder climate, limited job opportunities, and burdensome taxes. Some of the key factors are:
- Most of Maine experiences a fairly cold and wet winter season with frequent snowstorms.
- While there are some larger cities located in Maine, many parts of it remain rural with limited access to urban amenities.
- Maine has one of the lowest job growth rates in all of New England, with unemployment levels consistently above the national average.
- Maine is not very diverse, with 90% of people from the same ethnicity (whites).
- Is Maine tax-friendly for retirees?
Maine is moderately tax-friendly for retirees. While they don’t tax Social Security benefits, all other retirement incomes are subject to 7.15% tax. Besides, Maine’s property taxes are pretty high too. Though The Pine Tree State has relatively low sales taxes, residents have to pay an estate tax, which furthers the financial stress for older adults with limited income.
- What is the cheapest city to live in Maine?
The cheapest city to live in Maine is likely to be Sanford. Some other affordable places include Bangor, Lewiston, Waterville, South Portland and Augusta.
