Home Senior Living 10 Retirement Communities In Delaware: Our Top-Rated Picks!

10 Retirement Communities In Delaware: Our Top-Rated Picks!

by Sumayra Khan
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Retirement Communities In Delaware

Retirement allows you to reap the benefits of your savings, nurture your health, and find your ultimate nest to settle down in.

In 2024, Delaware has been chosen as the top state for retirement, and rightly so! Especially when it comes to safeguarding your savings from the blow of taxes.

Consequently, if you happen to be a social butterfly, be glad to know that the 65+ community is higher in Delaware than the national average. If you are seriously considering looking into retirement communities in Delaware, and maybe even moving here, let’s see why 2024’s best destination is The First State!

Are there affordable retirement communities in Delaware?

The national average cost for a home in a retirement community is around $3,000 per month. The estimated average home cost in Delaware is around $3995, which can be attributed to a high cost of living (6% above the national average).

Nevertheless, there are homes in 55+ communities in towns such as Lewes and Milford where the estimated average expense for a home is as low as $2,143 per month. A plan with a financial expert can help you live your dream life in Delaware without compromise!

Rearview review: Our Take on Retirement homes in Delaware

While choosing a retirement community in Delaware as your humble abode, here are some key facts to consider:

  1. Population: Delaware is home to around 1 million people, of whom over 18% are retirees over the age of 65.
  2. Healthcare: Delaware ranks second in hospital quality and 10th in healthcare access, making it an alright choice for seniors.
  3. Weather: Delaware’s mild climate is ideal for seniors who are averse to severe weather conditions. Plans include health insurance and prescription drug coverage, free used medical equipment for veterans and other retirees with mobility issues, and more.
  4. Amenities: Delaware, with its high standard of living, is a peaceful state. It offers an array of outdoor activities, such as hiking, fishing, and golf. There are also numerous beaches, parks, and forests to explore.
  5. Taxes: There is no sales tax, no taxes on social security income, and low property taxes. The state income tax is based on 7 tax brackets, with the highest rate set at 6.6% for individuals earning over $60,000 annually. You can reduce your taxable income by taking advantage of tax deductions. People over 65 or married can claim an extra $2,500 in deductions.
  6. Age for retirement: There is no age for retirement mandated by law.

Age-Related Benefits 

Considerations in Delaware 

Social Security Benefits 

  • The earliest age to receive benefits is 62. 
  • Full retirement age (FRA) is 66-67. 
  • Delaying till FRA can get you higher monthly benefits.   

Medicare Eligibility 

  • Older adults qualify at the age of 65.  

7 Best retirement communities in Delaware 

We’ve made a list of the 7 best retirement villages in Delaware based on Google ranking, location, and cost. Here it is below: 

1. The Lodge at Truitt Homestead

  • Google Rating: 4.8 stars 
  • Location: Rehoboth Beach, DE 
  • Benefits of Location/Notable Hospitals Nearby: Close to Beebe Healthcare in Lewes, ensuring quick access to medical care. 
  • Available Services: Independent living with personalized wellness options, gourmet dining, social activities, and a pool. 
  • Unique Services: Luxurious, cruise-ship-like environment with dedicated wellness staff. 
  • Average Monthly Cost: $4,000–$6,000, depending on services and apartment size. 

2. Rockland Place 

  • Google Rating: 4.5 stars 
  • Location: Wilmington, DE 
  • Benefits of Location/Notable Hospitals Nearby: Near Christiana Hospital offers comprehensive health services. 
  • Available Services: Assisted living, memory care, and daily activities. 
  • Unique Services: Specialized memory care programs tailored for dementia. 
  • Average Cost per Month: Around $5,000. 

3. Cokesbury Village 

  • Google Rating: 4 stars 
  • Location: Hockessin, DE 
  • Benefits of Location/Notable Hospitals Nearby: Close to Wilmington and various medical specialists. 
  • Available Services: Continuing care retirement community with independent and assisted living and skilled nursing. 
  • Unique Services: Lifecare contract options for lifelong care. 
  • Average Cost per Month: $3,500–$7,000. 

4. Southern Meadow 

  • Google Rating: 4 stars 
  • Location: Magnolia, DE 
  • Benefits of Location/Notable Hospitals Nearby: Rural setting near Bayhealth Hospital. 
  • Available Services: 55+ community with home ownership options and clubhouse amenities. 
  • Unique Services: Active lifestyle community without assisted living or medical services on-site. 
  • Average Cost per Month: Varies based on home purchase or lease options. 

5. Foulk Living 

  • Google Rating: 4.4 stars 
  • Location: Wilmington, DE 
  • Benefits of Location/Notable Hospitals Nearby: Proximity to Wilmington hospitals and specialists. 
  • Available Services: Assisted living, skilled nursing, and rehab. 
  • Unique Services: Focus on post-hospital rehabilitation and memory support. 
  • Average Cost per Month: $5,000–$7,500. 

6. Shipley Living 

  • Google Rating: 4 stars 
  • Location: Wilmington, DE 
  • Benefits of Location/Notable Hospitals Nearby: Access to major hospitals in Wilmington. 
  • Available Services: Independent living, assisted living, and skilled nursing. 
  • Unique Services: On-site physical therapy and rehabilitation. 
  • Average Cost per Month: Around $4,500–$6,000. 

7. Meadowcrest at Middletown 

  • Google Rating: 4.8 stars 
  • Location: Middletown, DE 
  • Benefits of Location/Notable Hospitals Nearby: Near Middletown’s health facilities and ChristianaCare locations. 
  • Available Services: Assisted living and memory care. 
  • Unique Services: Individualized care plans and a vibrant community atmosphere. 
  • Average Cost per Month: $5,500–$7,000. 

Waterfront Retirement Communities In Delaware

3 Top waterfront retirement communities in Delaware 

Check out the top 3 vibrant Delaware retirement communities with either a beautiful beach or lake nearby to enjoy boating, swimming, and other water sports:  

1. Brandywine Seaside Pointe 

  • Google Rating: 4.4 
  • Location: Rehoboth Beach, DE 
  • Benefits of Location: Near beaches and recreational amenities; notable hospitals include Beebe Healthcare. 
  • Available Services: Assisted living, memory care, 24/7 nursing, social activities, and fitness programs. 
  • Unique Services: Includes “Escapades…for Life!” programs, specialized memory care, and a focus on hospitality. 
  • Average Cost Per Month: $6,500+. 

2. Coastal Run at Heritage Shores 

  • Google Rating: 4.5 
  • Location: Bridgeville, DE 
  • Benefits of Location: It is located within Heritage Shores, a 55+ community, and is near Beebe Healthcare and Nanticoke Health Services. 
  • Available Services: This is an active adult community with single-family rentals, a golf course, indoor/outdoor pools, a fitness center, and dining options. 
  • Unique Services: Arthur Hills-designed golf course, resort-style amenities, and pet-friendly policy. 
  • Average Cost Per Month: $3,000+ 

3. Heritage Shores 

  • Google Rating: 4.5 
  • Location: Bridgeville, DE 
  • Benefits of Location: Centrally located near healthcare providers and Delaware’s beaches. 
  • Available Services: Active adult amenities, including golf, tennis, pools, on-site dining, and wellness programs. 
  • Unique Services: Access a retirement village with resort-level lifestyle options and 24/7 security. 
  • Average Cost Per Month: $2,500 – $3,000 

Final Thoughts 

Delaware is the top choice for experts, and we agree! 

As a tax-friendly state, Delaware offers a high quality of life and has quality retirement communities. However, choosing a retirement community in Delaware may require some financial planning and personal assessment of the available healthcare plans for seniors. Nevertheless, most retirees enjoy a peaceful and fulfilling life in the Diamond State.  

FAQ 

Where is the best place to retire in Delaware? 

This year, Rehoboth Beach and Lewes have been popular retirement places in Delaware for their picturesque beaches, amenities, and bustling communities for seniors. These spots are also located close to healthcare facilities.  

Does Delaware have 55+ communities? 

Yes, there are many 55+ communities, such as Bay Crossing and Cedar Bay, in Delaware. These communities are meant to accommodate the active adult lifestyle with amenities such as pools, social events, and fitness centers.  

Why is Delaware the best state to retire in? 

Delaware is convenient for seniors due to tax-friendly regulations, top-notch healthcare, mild weather, and good quality of life.  

Is Delaware expensive to live in? 

Compared to other states, Delaware has a higher cost of living, but this is balanced by affordable living arrangements in its towns, such as Milford, and tax exemptions.  

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