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Contrary to common belief, retirement is more than finding a comfortable abode. It’s about embracing an enriching lifestyle that nourishes your mind, body, and soul. That’s why Ohio’s retirement communities are designed to foster a sense of community, offering many amenities and activities to keep you engaged and fulfilled.
In the upcoming sections of this blog, we’ll examine the retirement communities that embody Ohio’s spirit, providing a glimpse into their exceptional features, cost structure, and lifestyles. We’ll also delve into the best cities to live in after retirement, highlighting the attractions, amenities, and community spirit that make them stand out.
Your extraordinary retirement journey begins now!
Is Ohio a good state to retire in?
Depending on personal preferences and circumstances, Ohio can be an excellent state to retire in. Here are some factors to consider when evaluating Ohio as a retirement destination:
1. Affordability
Ohio’s cost of living is generally lower than the national average and many other states. Housing, healthcare, and everyday expenses are more affordable, which can benefit retirees on a fixed income.
2. Taxation
Ohio does have income tax on pensions and retirement income, but it offers certain tax breaks for retirees. For example, Social Security benefits are not subject to state income tax, and there are additional deductions and exemptions available for retirees. So, it’s essential to consider the overall tax situation based on specific financial circumstances.
3. Climate
Ohio experiences a range of weather conditions throughout the year. Winters can be harsh and snowy, while summers can be hot and humid. If you enjoy distinct seasons, this may be appealing, but Ohio might not be the best choice if you prefer a more moderate climate.
4. Healthcare
Ohio has a decent healthcare system with quality medical facilities and hospitals. However, the availability of specialized healthcare services may vary across different regions, so it’s important to research healthcare options in the specific area where you plan to retire.
5. Recreation and amenities
Ohio offers a variety of recreational opportunities, including parks, lakes, and outdoor activities. The state is also home to several cultural attractions, museums, and vibrant cities like Columbus and Cincinnati. Ohio can provide a range of choices if you value access to amenities and entertainment options.
What are the things to do in Ohio?
Ohio’s diverse range of attractions ensures that there is something for everyone to enjoy during their retirement years. Here are some popular things to do in Ohio:
1. Discover local wineries and breweries
Ohio has a growing wine and craft beer industry. Explore wineries in the beautiful countryside, such as those in the Ohio River Valley region. Many breweries offer tasting rooms and tours, providing an opportunity to sample locally crafted beers.
2. Explore cultural attractions
Ohio is home to numerous museums, art galleries, and historical sites. To indulge in art, history, and culture, visit places like the Cleveland Museum of Art, Cincinnati Art Museum, Rock and Roll Hall of Fame, National Museum of the U.S. Air Force, or the Pro Football Hall of Fame.
3. Enjoy nature and outdoor activities
Ohio has beautiful parks, nature reserves, and scenic landscapes. Take a leisurely stroll in the picturesque gardens of the Franklin Park Conservatory and Botanical Gardens in Columbus, or visit the Cuyahoga Valley National Park, a serene oasis offering hiking, biking, and wildlife observation opportunities.
4. Attend performing arts events
On of the best things to do in Ohio is to take advantage of its vibrant performing arts scene. Enjoy theatrical performances, concerts, and ballets at renowned venues like the Ohio Theatre in Columbus, Playhouse Square in Cleveland, or the Aronoff Center for the Arts in Cincinnati.
5. Participate in senior centers and community programs
Many cities and towns in Ohio have senior centers that offer social activities, fitness classes, educational programs, and group outings. These centers provide opportunities to connect with other older adults and engage in various recreational and social events.
6. Attend local festivals and events
Ohio hosts numerous festivals and events throughout the year, celebrating music, arts, culture, and local heritage. Attend events like the Columbus Arts Festival, Cincinnati Oktoberfest, or the Ohio State Fair for a fun and engaging experience.
Best cities to live in Ohio after retirement
Ohio offers several cities that are popular choices for retirees due to their amenities, affordability, and quality of life. Here are some of the best cities to live in Ohio after retirement:
1. Cincinnati
Known for its cultural attractions, vibrant arts scene, and beautiful neighborhoods, Cincinnati offers a mix of urban amenities and natural beauty. The city has a variety of parks, museums, theaters, thriving food and brewery scene.
2. Columbus
As the state capital, Columbus offers a plethora of amenities, including world-class healthcare facilities, shopping centers, and restaurants. The city has an active arts and cultural scene, with numerous galleries, theaters, and music venues. Columbus also has a strong sense of community and plenty of parks and recreational areas.
3. Cleveland
Cleveland is known for its rich history, diverse neighborhoods, and cultural institutions. The city offers a wide array of museums, including the Cleveland Museum of Art and the Rock and Roll Hall of Fame. Cleveland’s Lake Erie shoreline provides opportunities for outdoor activities, and the city has a burgeoning culinary scene.
4. Dayton
Dayton is a mid-sized city with a low cost of living and a strong sense of community. It is home to the National Museum of the U.S. Air Force, which is a popular attraction for aviation enthusiasts. The city also offers a variety of parks, gardens, and recreational facilities.
5. Akron
Akron is a smaller city that offers a high quality of life and a lower cost of living. The city is known for its beautiful parks and gardens, including the Stan Hywet Hall and Gardens. Akron also has a vibrant arts scene, with theaters, galleries, and live music venues.
6. Toledo
Located in northwest Ohio, Toledo offers a blend of urban and suburban living. The city has a rich cultural scene, including the Toledo Museum of Art and the Toledo Symphony Orchestra. Toledo is also known for its waterfront and outdoor recreational opportunities.
Retirement communities in Ohio: Explore the top choices in top cities
Ohio offers several top retirement communities in its major cities that provide assisted living, independent living, memory care, and other long-term care facilities. Here are some of the top choices in popular cities:
1. Best retirement communities in Columbus Ohio
Here are our top three retirement communities in Columbus Ohio:
i) The Woodlands of Columbus
Location: 5380 E Broad St, Columbus, OH 43213, United States.
Services provided: Independent living, assisted living, memory care, respite care.
Key amenities: Meals and snacks, social events, transportation to nearby places, housekeeping services, happy hours, educational programs, and more.
Cost structure: Starts from $3,575 per month.
ii) Brookdale Trillium Crossing
Location: 3500 Trillium Crossing, Columbus, OH 43235, United States.
Services provided: Independent living, assisted living.
Key amenities: Housekeeping, emergency alert system, pet-friendly, indoor pool, fitness center, transportation, nutritious meal plans, and more.
Cost structure: Starts from $2,680 per month.
iii) Abbington Arlington Assisted Living
Location: 1320 Old Henderson Rd, Columbus, OH 43220, United States.
Services provided: Assisted living.
Key amenities: Spacious private rooms, outdoor courtyards, 24/7 monitoring, nutritious meals, wellness programs, social events, and more.
Cost structure: Starts from $4,000 per month.
2. Best retirement communities in Westerville Ohio
Here are our top three retirement communities in Westerville Ohio:
i) Feridean Commons Senior Housing
Location: 6885 Freeman Rd, Westerville, OH 43082, United States.
Services provided: Independent living, assisted living.
Key amenities: Chef-prepared meals, happy hours, transportation, 24/7 emergency support, fitness programs, movie nights, patios, and more.
Cost structure: Starts from $3,352 per month.
ii) Inniswood Village
Location: 1195 North St, Westerville, OH 43081, United States.
Services provided: Independent living, assisted living, memory care.
Key amenities: Restaurant-style dining, social activities, housekeeping, modern kitchen, pet-friendly, Wi-Fi, and more.
Cost structure: Starts from $3,800 per month.
iii) Brookdale Westerville
Location: 6377 Cooper Rd, Columbus, OH 43231, United States.
Services provided: Assisted living, memory care.
Key amenities: Housekeeping and laundry services, courtyard and garden, transportation services, beauty salon, secure keypad entry, and more.
Cost structure: Starts from $2,550 per month.
3. Best retirement communities in Cleveland Ohio
Here are our top three retirement communities in Cleveland Ohio:
i) Judson Manor
Location: 1890 E 107th St, Cleveland, OH 44106, United States.
Services provided: Independent living, assisted living.
Key amenities: Health and wellness center, rooftop garden, pet-friendly, transportation, 24/7 monitoring, cultural events, educational programs, and more.
Cost structure: Starts from $4,543 per month.
ii) Sunrise at Parma
Location: 7766 Broadview Rd, Cleveland, OH 44134, United States.
Services provided: Assisted living, memory care, skilled nursing, respite care, hospice.
Key amenities: Bistro, weekly housekeeping, transportation, activity rooms and social areas, chef-prepared meals, nurse visits, and more.
Cost structure: Starts from $3000 per month.
iii) The Woodlands of Shaker Heights
Location: 16333 Chagrin Blvd, Shaker Heights, OH 44120, United States.
Services provided: Assisted living, memory care.
Key amenities: Landscaped courtyards, restaurant-style dining, maintenance staff, wellness programs, transportation, and more.
Cost structure: Starts from $2,521 per month.
4. Best retirement communities in Cincinnati Ohio
Here are our top three retirement communities in Cincinnati Ohio:
i) Artis Senior Living of Bridgetown
Location: 5799 Bridgetown Rd, Cincinnati, OH 45248, United States.
Services provided: Memory care.
Key amenities: Courtyard concerts for residents and families, beauty salon, social activities, wellness programs, exercise classes, mobility assistance, and more.
Cost structure: Starts from $5442 per month.
ii) Northgate Park
Location: 9191 Round Top, Cincinnati, OH 45251, United States.
Services provided: Assisted living, respite care.
Key amenities: Homestyle culinary experience, fitness lessons, therapy sessions, transportation services, packed social calendar, chapel, and more.
Cost structure: Starts from $2,455 per month.
iii) Arden Courts of Kenwood
Location: 4580 E Galbraith Rd, Cincinnati, OH 45236, United States.
Services provided: Memory care.
Key amenities: 24-hour supervision, hourly safety checks, on-site nursing services, group activities, therapy programs, and more.
Cost structure: Starts from $5,400 per month.
5. Best retirement communities in Dayton Ohio
Here are our top three retirement communities in Dayton Ohio:
i) Symphony at Centerville
Location: 7383 Paragon Rd, Dayton, OH 45459, United States.
Services provided: Memory care.
Key amenities: Chef-prepared meals, garden area, housekeeping, courtyard, 24/7 emergency alert, aromatherapy, cable services, and more.
Cost structure: Starts from $3,350 per month.
ii) The Wellington at Dayton
Location: 2656 W Alex Bell Rd, Dayton, OH 45459, United States.
Services provided: Independent living, assisted living, memory care, short-term stay.
Key amenities: Personalized dining options, art and crafts classes, exercise rooms, chapel, happy hours, pet-friendly environment, and more.
Cost structure: Starts from $2,350 per month.
iii) Brookdale Oakwood
Location: 1701 Far Hills Ave, Dayton, OH 45419, United States.
Services provided: Assisted living, memory care.
Key amenities: Concierge service, bistro, barber shop, transportation services, 24/7 staff on-site, game nights, healthy and delicious meals, housekeeping, and more.
Cost structure: Starts from $3,995 per month.
Final thoughts
In conclusion, this blog provides a closer look at retirement communities in Ohio, as well as the best cities to live in after retirement. By exploring their exceptional features, cost structures, and lifestyles, retirees can find the perfect place to call home.
As you embark on your retirement journey, take the time to envision your ideal lifestyle and make an informed decision. Ohio’s spirit awaits, ready to welcome you into a vibrant retirement experience!
FAQs
What is the retirement age in Ohio?
The retirement age in Ohio varies depending on the specific retirement program or benefit. For Social Security, the full retirement age is 67, with the option to start receiving reduced benefits at age 62 or delay benefits until age 70. For Ohio Public Employees Retirement System (OPERS), the average retirement age ranges from 60 to 65, depending on the plan and years of service.
How much do you need to retire in Ohio?
The amount needed to retire comfortably in Ohio can vary depending on factors such as lifestyle choices, individual preferences, healthcare costs, and desired standard of living. On average, saving $923,109 can provide a solid foundation for retirement in Ohio. It’s recommended to consult with a financial advisor who can help you assess your individual situation.
What are the disadvantages of retiring in Ohio?
Here are some of the disadvantages of cons of retiring in Ohio:
- Harsh winters with cold temperatures and snowfall can be challenging for retirees who prefer milder climates.
- Higher state and property taxes in some areas of Ohio may increase the overall cost of living for retirees.
- Limited access to certain amenities and cultural attractions compared to larger cities or more densely populated states.
- Certain regions in Ohio may have higher healthcare costs, which can impact retirees’ budgets.
