Home Care in Mercer County, PA
There are around 17.8% of seniors over 65 in Pennsylvania. On average, residents will need to spend $ every month for Home Care in Mercer County, which is 3,868 than the national average of $4,290 each month.
BoomersHub has put together a full database of every home care provider in the Mercer County, along with types of care supplied, services provided, and reviews from families who've utilized the service. We have prepared a list of resources to assist seniors and their families in obtaining all the information they require to safely and elegantly age in place.
You may also take into consideration Home Care facilities in nearby cities like: Westfield, Butler, Center Valley, East Stroudsburg, Doylestown, Bensalem, Darby, Drexel Hill, Elkins Park, Jenkintown, Langhorne, Lansdowne, Feasterville Trevose, Newtown Square, Upper Darby, Wayne, Wyncote, Norristown, Audubon.
See The Best Home Care Facilities around Mercer County
Cost of Home Care in Mercer County, PA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Home Care in Mercer County is $3766 per month, which is 3% to the Pennsylvania average of $3868. And as compared to the national monthly average of $4000, Mercer County Assisted Living cost is almost 3,868.
What are Alternate to Home Care Senior Care Options in Mercer County,PA?
Elderly individuals in Mercer County have wide range of options besides home care, depending on their care level and medical conditions. There are other alternatives if you are looking for nursing homes in Mercer County. Likewise there are assisted living in Mercer County, independent living in Mercer County, and memory care facilities in Mercer County are also options you can explore.
Want to know more about Home Care alternatives? Read here - Homecare alternatives: What other senior care options are available?
Common Home Care Services
The standard home care services or facilities may be different depending on the specific needs of the senior receiving care. However, some regular services offered by home care providers that include assistance with activities of daily living (ADLs) such as bathing, dressing, grooming, and toileting. Medication management, including reminders to take medications and meal preparation with feeding assistance.
How to Pay for Home Care in Mercer County, PA?
When it comes to this specific type of care, the essential question is - how can I cover the cost of Home Care services? We have outlined the best available payment options for home care services. There are various options open for older adults to investigate. How you cover home care depends on what you regard most fitting for your situation. Additionally, you might also select Government funding for home care services.
There are as many as 5 ways to pay for home care services for seniors. They include:
Private pay options (out of pocket payments)
Paying by yourself is the most common method of payment. However, it's not a easy decision to adopt. To cover the cost, you may need to use your money or liquidate some of your other assets. Nonetheless, it's typical to take this route to cover such expenses.
Long-Term Care Insurance (LTCI)
Long-term care insurance (LTCI) is often an remarkable resource to fund home care. However, take caution that not all LTCI plans are alike. Some may not take care of all your charges; therefore, talk to your insurance provider and get particulars beforehand.
Private health insurance
There are several personal health insurances available for older adults to enroll in. They vary from state to state. Thus, it is advisable to study your state page on our website and confirm particular home care payment options.
VA benefits
The U.S. Department of Veterans Affairs grants veterans VA Aid & Attendance benefits. Check if you are qualified for them. To be eligible for VA Aid & Attendance privileges for home care, veterans must meet particular qualifications including having a service-connected disability or being unable to leave their home due to a health condition. If you are, this pension can pay for a substantial amount of your Home Care payments. Visit the U.S. Department of Veterans Affairs website to get comprehensive information.
Read more about: A&A Veteran Benefits
Medicare and Medicaid
These programs can be beneficial for a short-term emergency period but never in the long run. Benefit structures and provisions differ broadly among states. Make sure to check the terms that apply to you before depending on any of these.
Here you can read a bit more about Medicare benefits for seniors
Want to know more about how to finance Home Care services? Read here – Paying for Home Care: What are the options?
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