Home Care in Philadelphia County, PA
There are around 17.8% of seniors over 65 in Pennsylvania. On average, residents will need to spend $ every month for Home Care in Philadelphia County, which is 3,868 than the national average of $4,290 each month.
BoomersHub has put together a full database of every home care provider in the Philadelphia County, along with types of care supplied, services provided, and reviews from families who've utilized the service. We have prepared a list of resources to assist seniors and their families in obtaining all the information they require to safely and elegantly age in place.
You may also take into consideration Home Care facilities in nearby cities like: Cherry Hill, Mount Laurel, North Brunswick, Doylestown, Ardmore, Bala Cynwyd, Huntingdon Valley, Broomall, Glenolden, Jenkintown, Feasterville Trevose, Garnet Valley, Merion Station, Collegeville, Lansdale.
See The Best Home Care Facilities around Philadelphia County
Cost of Home Care in Philadelphia County, PA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Home Care in Philadelphia County is $4671 per month, which is 21% to the Pennsylvania average of $3868. And as compared to the national monthly average of $4000, Philadelphia County Assisted Living cost is almost 3,868.
What are Alternate to Home Care Senior Care Options in Philadelphia County,PA?
Elderly individuals in Philadelphia County have different options besides home care, depending on their care level and medical circumstances. There are other alternatives if you are looking for nursing homes in Philadelphia County. Similarly there are assisted living in Philadelphia County, independent living in Philadelphia County, and memory care facilities in Philadelphia County are also options you can look for.
Want to know more about Home Care alternatives? Read here - Homecare alternatives: What other senior care options are available?
Common Home Care Services
The usual home care services or facilities may vary depending on the specific needs of the senior receiving care. However, some commonly provided services offered by home care providers that include assistance with activities of daily living (ADLs) such as bathing, dressing, grooming, and toileting. Medication management, including reminders to take medications and meal preparation with feeding assistance.
How to Pay for Home Care in Philadelphia County, PA?
When it comes to this specific type of care, the essential question is - how can I cover the cost of Home Care services? We have enumerated the best available payment options for home care services. There are several choices accessible for elderly individuals to investigate. How you finance home care depends on what you deem most suitable for your situation. Furthermore, you can also select Government funding for home care services.
There are as many as 5 means to pay for home care services for seniors. They include:
Private pay options (out of pocket payments)
Paying by yourself is the most common method of payment. However, it's not a straightforward decision to adopt. To cover the cost, you may have to use your funds or sell off some of your other property. Nonetheless, it's typical to resort to this to cover such charges.
Long-Term Care Insurance (LTCI)
Long-term care insurance (LTCI) is often an outstanding resource to pay for home care. However, be aware that not all LTCI regulations are the same. Some may not cover all your costs; therefore, speak with your insurance provider and get details beforehand.
Private health insurance
There are many individual health insurances available for seniors to enroll in. They change from state to state. Thus, it is recommended to check your state page on our website and discover exact home care payment options.
VA benefits
The U.S. Department of Veterans Affairs offers veterans VA Aid & Attendance benefits. Verify if you are entitled for them. To be eligible for VA Aid & Attendance benefits for home care, veterans must meet distinct qualifications including having a service-connected disability or being unable to leave their home due to a health condition. If you are, this pension can cover a significant portion of your Home Care payments. Visit the U.S. Department of Veterans Affairs website to get comprehensive information.
Read more about: A&A Veteran Benefits
Medicare and Medicaid
These programs could be useful for a short-term crisis period but never in the long run. Benefit structures and offerings vary broadly among states. Make sure to check the terms that apply to you before counting on any of these.
Here you can read a bit more about Medicare benefits for seniors
Want to know more about how to finance Home Care services? Read here – Paying for Home Care: What are the options?
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