26 Independent Living Facilities in Pasco County, FL
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 26 independent living communities in the Pasco County area. If you’re looking for right independent living in Pasco County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Pasco County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Pasco County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Pasco County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Lady Lake, Tavares, Plant City, Tampa, Saint Petersburg, Clearwater, Largo, Pinellas Park, Lakeland, Crystal River, Lecanto, Brooksville, Spring Hill, Hudson, Palm Harbor, Dunedin, Leesburg, Wildwood.
See The Best Independent Living Facilities around Pasco County
Cost of Independent Living in Pasco County, FL
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Pasco County is $2438 per month, which is 35% than the Florida average of $2802. And if compared to the national monthly average of $2795, Pasco County retirement community cost is 3,737
What Are Alternate to Independent Living Senior Care Options in Pasco County, FL?
Elderly individuals in Pasco County have several care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Pasco County, there are alternative options to choose from. At the same time there are nursing homes in Pasco County, memory care in Pasco County, and home care in Pasco County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Pasco County, FL
Medicare does not immediately cover living in independent living facilities. But an individual may need medical care for a short period while staying there. Medicare might cover for that if the seniors meet the eligibility requirements. Nonetheless, seniors will receive typical Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran advantages. It will help diminish some authorized medical costs even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to settle for independent living expenses. Another option for many elderly individuals to pay for their independent living facility is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds assist elderly individuals finance for retirement services and get disability benefits. A specific amount is deposited in social security accounts. You get them paid when you require long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to cover benefits you receive during retirement.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops strategies and policies to address the housing needs of the USA. The HUD's program supports low-income seniors and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to seniors receiving long-term care. Seniors can pay for retirement community services through the LTCI allowances that the regular insurance does not insure. In regards to the 2020 figures from the Administration for Community Living, about 70% of seniors over 65 will benefit from LTCI coverage in the years to come. This includes assistance with ADLs, costs of chronic health diseases, having a disability, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
