4 Independent Living Facilities in Boston, MA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 4 independent living communities in the Boston area. If you’re looking for right independent living in Boston, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Boston. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Boston.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Boston, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Wakefield, Danvers, Canton, Braintree.
See The Best Independent Living Facilities around Boston
Cost of Independent Living in Boston, MA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Boston is $4832 per month, which is 17% than the Massachusetts average of $4347. And if compared to the national monthly average of $2795, Boston retirement community cost is 5,795
Weather and Climate in Boston
Seasonal Temperatures: Boston has a typical summer high of 82°F and a winter low of 19°F. And the yearly rainfall here is about 47 inches, while the snowfall is around 48 inch(es) on average.
Air Quality: The Average air quality index rating is usually 43, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Boston for Elderly People
The health index of 83.4 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 83.7. The Boston hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Boston for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Boston, MA?
Seniors in Boston have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Boston, there are different options to choose from. Likewise there are nursing homes in Boston, memory care in Boston, and home care in Boston - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Boston, MA
Medicare does not instantly compensate for living in independent living facilities. But someone may demand medical care for a limited duration while staying there. Medicare may pay for that if the elderly individuals meet the qualifications. However, seniors will get regular Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran advantages. It will help diminish some authorized medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
A few older adults can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to settle for independent living expenses. Another option for many older adults to finance for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help seniors cover for retirement services and receive disability compensation. A specific amount is deposited in social security accounts. You get them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to finance benefits you receive during old age.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops approaches and regulations to meet the housing needs of the USA. The HUD's program supports low-income seniors and their families with mortgage insurance protection to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are provided to older adults receiving long-term care. Seniors can finance for retirement residential services through the LTCI benefits that the standard insurance does not cover. Based on the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health conditions, being disabled, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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