4 Independent Living Facilities in Cambridge, MA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 4 independent living communities in the Cambridge area. If you’re looking for right independent living in Cambridge, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Cambridge. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Cambridge.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Cambridge, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Wakefield, Danvers, Canton, Braintree.
See The Best Independent Living Facilities around Cambridge
Cost of Independent Living in Cambridge, MA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Cambridge is $4832 per month, which is 17% than the Massachusetts average of $4347. And if compared to the national monthly average of $2795, Cambridge retirement community cost is 5,795
![weather in [[city]]](https://dsycmkw0fbubc.cloudfront.net/content-assets/weather_569d30cb8e.webp)
Weather and Climate in Cambridge
Seasonal Temperatures: Cambridge has a typical summer high of 82°F and a winter low of 19°F. And the yearly rainfall here is about 48 inches, while the snowfall is around 50 inch(es) on average.
Air Quality: The Average air quality index rating is usually 42, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Cambridge for Elderly People
The health index of 83.4 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 83.7. The Cambridge hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Cambridge for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Cambridge, MA?
Seniors in Cambridge have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Cambridge, there are alternative options to choose from. Likewise there are nursing homes in Cambridge, memory care in Cambridge, and home care in Cambridge - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Cambridge, MA
Medicare does not instantly cover living in independent living communities. But an individual may require medical care for a brief period while residing there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. However, seniors will receive standard Medicare coverage like doctor’s visits, hospital stays, and others. Entitled seniors in retirement facilities can also use their Medicaid and Veteran entitlements. It will help diminish some authorized medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to settle for independent living expenses. A different choice for many seniors to afford for their independent living accommodation is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds support seniors finance for retirement services and get disability benefits. A particular amount is credited in social security accounts. You receive them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department establishes approaches and policies to meet the housing needs of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are provided to elderly receiving long-term care. Elderly can pay for retirement residential services through the LTCI benefits that the regular insurance does not cover. Based on the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health conditions, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
