2 Independent Living Facilities in Lowell, MA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 2 independent living communities in the Lowell area. If you’re looking for right independent living in Lowell, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Lowell. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Lowell.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Lowell, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: North Andover, Wakefield.
See The Best Independent Living Facilities around Lowell
Cost of Independent Living in Lowell, MA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Lowell is $4832 per month, which is 17% than the Massachusetts average of $4347. And if compared to the national monthly average of $2795, Lowell retirement community cost is 5,795
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Weather and Climate in Lowell
Seasonal Temperatures: Lowell has a typical summer high of 83°F and a winter low of 16°F. And the yearly rainfall here is about 48 inches, while the snowfall is around 56 inch(es) on average.
Air Quality: The Average air quality index rating is usually 62, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Lowell for Elderly People
The health index of 83.4 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 83.7. The Lowell hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Lowell for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Lowell, MA?
Senior citizens in Lowell have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Lowell, there are various options to choose from. Similarly there are nursing homes in Lowell, memory care in Lowell, and home care in Lowell - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Lowell, MA
Medicare does not immediately cover living in independent living facilities. But someone may need medical care for a brief duration while staying there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. However, seniors will get typical Medicare coverage like doctor’s visits, hospital stays, and others. Qualified seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help offset some authorized medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Several older adults can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living expenses. Another option for many elderly individuals to afford for their independent living accommodation is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds support seniors finance for retirement services and get disability benefits. A specific amount is deposited in social security accounts. You get them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to cover benefits you receive during retirement.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department creates plans and guidelines to address the housing needs of the USA. The HUD's program helps low-income older adults and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are offered to older adults receiving long-term care. Older adults can finance for retirement living services through the LTCI allowances that the typical insurance does not insure. According to the 2020 figures from the Administration for Community Living, about 70% of seniors over 65 will benefit from LTCI benefits in the years to come. This includes aid with ADLs, costs of chronic health ailments, being disabled, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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