87 Independent Living Facilities in Oakland County, MI
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 87 independent living communities in the Oakland County area. If you’re looking for right independent living in Oakland County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Oakland County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Oakland County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Oakland County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Troy, Birmingham, Hazel Park, Southfield, Clinton Township, New Baltimore, Roseville, Royal Oak, Saint Clair Shores, Warren, Ann Arbor, Belleville, Brighton, Dearborn, Dearborn Heights, Livonia, Riverview, Farmington.
See The Best Independent Living Facilities around Oakland County
Cost of Independent Living in Oakland County, MI
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Oakland County is $3469 per month, which is 15% than the Michigan average of $3053. And if compared to the national monthly average of $2795, Oakland County retirement community cost is 4,071
What Are Alternate to Independent Living Senior Care Options in Oakland County, MI?
Senior citizens in Oakland County have several care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Oakland County, there are different options to choose from. Likewise there are nursing homes in Oakland County, memory care in Oakland County, and home care in Oakland County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Oakland County, MI
Medicare does not immediately pay for living in independent living facilities. But a person may demand medical care for a brief time while staying there. Medicare may pay for that if the seniors meet the eligibility requirements. Nevertheless, seniors will obtain typical Medicare coverage like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran entitlements. It will help offset some approved medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
A few elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to pay for independent living expenditures. A different choice for many elderly individuals to finance for their independent living accommodation is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds support seniors finance for retirement services and receive disability compensation. A certain amount is credited in social security accounts. You receive them paid when you require long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department creates approaches and policies to address the housing demands of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are available to elderly receiving long-term care. Elderly can pay for retirement residential services through the LTCI benefits that the regular insurance does not cover. Based on the 2020 data from the Administration for Community Living, about 70% of seniors over 65 will require LTCI benefits in the upcoming years. This includes help with ADLs, costs of chronic health diseases, being disabled, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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