33 Independent Living Facilities in Bergen County, NJ
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 33 independent living communities in the Bergen County area. If you’re looking for right independent living in Bergen County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Bergen County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Bergen County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Bergen County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: New Milford, Darien, Ridgefield, Wilton, Stamford, Cranford, Waldwick, West Milford, Cresskill, Norwood, Teaneck, Eatontown, Hightstown, Bridgewater, Hillsborough, New York, Ardsley, Armonk, Carmel, Ossining, Port Chester, White Plains, Yonkers, New Rochelle, New City, Tuxedo Park, Port Washington, Brooklyn, Roslyn.
See The Best Independent Living Facilities around Bergen County
Cost of Independent Living in Bergen County, NJ
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Bergen County is $5213 per month, which is 18% than the New jersey average of $4760. And if compared to the national monthly average of $2795, Bergen County retirement community cost is 6,346
What Are Alternate to Independent Living Senior Care Options in Bergen County, NJ?
Elderly residents in Bergen County have several care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Bergen County, there are alternative options to choose from. At the same time there are nursing homes in Bergen County, memory care in Bergen County, and home care in Bergen County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Bergen County, NJ
Medicare does not immediately cover living in independent living facilities. But a person may need medical care for a limited time while staying there. Medicare may pay for that if the older adults meet the qualifications. Nevertheless, seniors will obtain standard Medicare payments like doctor’s visits, hospital stays, and others. Qualified seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help reduce some validated medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to pay for independent living expenditures. A different choice for many older adults to finance for their independent living accommodation is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds assist elderly individuals pay for retirement services and obtain disability benefits. A particular amount is credited in social security accounts. You receive them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to finance benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department develops plans and policies to meet the housing demands of the USA. The HUD's program assists low-income elderly individuals and their families with mortgage insurance coverage to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are available to seniors receiving long-term care. Elderly can finance for retirement residential services through the LTCI allowances that the standard insurance does not cover. In regards to the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will need LTCI benefits in the years to come. This includes assistance with ADLs, costs of chronic health conditions, disabilities, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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