37 Independent Living Facilities in Westchester County, NY
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 37 independent living communities in the Westchester County area. If you’re looking for right independent living in Westchester County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Westchester County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Westchester County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Westchester County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Bridgeport, Trumbull, Stratford, New Milford, Darien, Fairfield, Ridgefield, Wilton, Stamford, Cranford, Waldwick, West Milford, Cresskill, Norwood, Teaneck, New York, Ardsley, Armonk, Carmel, Ossining, Port Chester, White Plains, Yonkers, New Rochelle, New City, Tuxedo Park, Roslyn, Ronkonkoma.
See The Best Independent Living Facilities around Westchester County
Cost of Independent Living in Westchester County, NY
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Westchester County is $5213 per month, which is 4% than the New york average of $4071. And if compared to the national monthly average of $2795, Westchester County retirement community cost is 5,428
What Are Alternate to Independent Living Senior Care Options in Westchester County, NY?
Elderly individuals in Westchester County have several care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Westchester County, there are different options to choose from. Likewise there are nursing homes in Westchester County, memory care in Westchester County, and home care in Westchester County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Westchester County, NY
Medicare does not instantly cover living in independent living residences. But an individual may need medical care for a brief period while living there. Medicare could reimburse for that if the seniors meet the eligibility requirements. However, elderly individuals will get standard Medicare payments like doctor’s visits, hospital stays, and others. Eligible seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help reduce some authorized medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to settle for independent living expenses. A different choice for many older adults to afford for their independent living residence is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help older adults cover for retirement services and get disability compensation. A specific amount is transferred in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during retirement.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department establishes strategies and policies to fulfill the housing needs of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance coverage to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to elderly receiving long-term care. Seniors can cover the cost for retirement living services through the LTCI provisions that the typical insurance does not insure. According to the 2020 data from the Administration for Community Living, about 70% of seniors over 65 will need LTCI coverage in the years to come. This includes assistance with ADLs, costs of chronic health conditions, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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