3 Independent Living Facilities in Lackawanna County, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 3 independent living communities in the Lackawanna County area. If you’re looking for right independent living in Lackawanna County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Lackawanna County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Lackawanna County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Lackawanna County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Vestal, Hazleton, Dallas.
See The Best Independent Living Facilities around Lackawanna County
Cost of Independent Living in Lackawanna County, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Lackawanna County is $1910 per month, which is 51% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Lackawanna County retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Lackawanna County, PA?
Retired individuals in Lackawanna County have several care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Lackawanna County, there are alternative options to choose from. Likewise there are nursing homes in Lackawanna County, memory care in Lackawanna County, and home care in Lackawanna County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Lackawanna County, PA
Medicare does not instantly compensate for living in independent living residences. But an individual may need medical care for a short period while living there. Medicare might cover for that if the elderly individuals meet the qualifications. However, elderly individuals will get typical Medicare benefits like doctor’s visits, hospital stays, and others. Eligible seniors in retirement homes can also use their Medicaid and Veteran entitlements. It will help offset some validated medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Some older adults can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living costs. A different choice for many seniors to finance for their independent living facility is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds support seniors cover for retirement services and receive disability compensation. A certain amount is credited in social security accounts. You receive them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to finance benefits you receive during senior years.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department creates approaches and guidelines to address the housing needs of the USA. The HUD's program supports low-income elderly individuals and their families with mortgage insurance protection to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to older adults receiving long-term care. Older adults can pay for retirement living services through the LTCI benefits that the regular insurance does not cover. Based on the 2020 data from the Administration for Community Living, about 70% of seniors over 65 will benefit from LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health ailments, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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