21 Independent Living Facilities in Philadelphia, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 21 independent living communities in the Philadelphia area. If you’re looking for right independent living in Philadelphia, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Philadelphia. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Philadelphia.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Philadelphia, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cherry Hill, Voorhees, Sewell, Newtown, Warrington, Abington, Hatboro, Havertown, Wyncote, Gwynedd, Lansdale.
See The Best Independent Living Facilities around Philadelphia
Cost of Independent Living in Philadelphia, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Philadelphia is $3656 per month, which is 5% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Philadelphia retirement community cost is 3,868
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Weather and Climate in Philadelphia
Seasonal Temperatures: Philadelphia has a typical summer high of 87°F and a winter low of 26°F. And the yearly rainfall here is about 47 inches, while the snowfall is around 13 inch(es) on average.
Air Quality: The Average air quality index rating is usually 39, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Philadelphia for Elderly People
The health index of 98.4 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 97. The Philadelphia hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Philadelphia for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Philadelphia, PA?
Retired individuals in Philadelphia have various care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Philadelphia, there are different options to choose from. Likewise there are nursing homes in Philadelphia, memory care in Philadelphia, and home care in Philadelphia - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Philadelphia, PA
Medicare does not immediately cover living in independent living residences. But an individual may require medical care for a brief time while living there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. Nonetheless, seniors will get standard Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement facilities can also use their Medicaid and Veteran entitlements. It will help offset some validated medical costs even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
A few elderly individuals can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to settle for independent living expenditures. An alternative for many older adults to afford for their independent living residence is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds assist elderly individuals pay for retirement services and get disability benefits. A particular amount is deposited in social security accounts. You get them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to cover benefits you receive during retirement.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department creates plans and regulations to address the housing needs of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance coverage to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are provided to elderly receiving long-term care. Elderly can finance for retirement community services through the LTCI benefits that the typical insurance does not cover. Based on the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI coverage in the upcoming years. This includes assistance with ADLs, costs of chronic health ailments, having a disability, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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