67 Independent Living Facilities in Philadelphia County, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 67 independent living communities in the Philadelphia County area. If you’re looking for right independent living in Philadelphia County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Philadelphia County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Philadelphia County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Philadelphia County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cherry Hill, Glassboro, Voorhees, Sewell, Hightstown, Robbinsville, Bridgewater, Hillsborough, Hellertown, Doylestown, Newtown, Warrington, Abington, Philadelphia, Hatboro, Havertown, Wyncote, Paoli, Downingtown, Glen Mills.
See The Best Independent Living Facilities around Philadelphia County
Cost of Independent Living in Philadelphia County, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Philadelphia County is $3656 per month, which is 5% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Philadelphia County retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Philadelphia County, PA?
Senior citizens in Philadelphia County have various care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Philadelphia County, there are various options to choose from. At the same time there are nursing homes in Philadelphia County, memory care in Philadelphia County, and home care in Philadelphia County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Philadelphia County, PA
Medicare does not immediately compensate for living in independent living facilities. But a person may need medical care for a brief duration while residing there. Medicare might cover for that if the older adults meet the eligibility requirements. Nonetheless, elderly individuals will get typical Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help diminish some validated medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to cover for independent living costs. An alternative for many seniors to finance for their independent living accommodation is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help older adults finance for retirement services and receive disability payments. A specific amount is transferred in social security accounts. You receive them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops strategies and regulations to fulfill the housing requirements of the USA. The HUD's program helps low-income older adults and their families with mortgage insurance coverage to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are available to seniors receiving long-term care. Older adults can cover the cost for retirement residential services through the LTCI provisions that the typical insurance does not insure. In regards to the 2020 statistics from the Administration for Community Living, about 70% of elderly over 65 will need LTCI coverage in the years to come. This includes help with ADLs, costs of chronic health diseases, having a disability, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
