11 Independent Living Facilities in McLean, VA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 11 independent living communities in the McLean area. If you’re looking for right independent living in McLean, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in McLean. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in McLean.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in McLean, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Ashburn, Sterling, Herndon, Bethesda, Montgomery Village, Silver Spring, Fairfax, Fort Belvoir, Arlington, Alexandria.
See The Best Independent Living Facilities around McLean
Cost of Independent Living in McLean, VA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in McLean is $3825 per month, which is 20% than the Virginia average of $3594. And if compared to the national monthly average of $2795, McLean retirement community cost is 4,792
What Are Alternate to Independent Living Senior Care Options in McLean, VA?
Elderly residents in McLean have several care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in McLean, there are various options to choose from. At the same time there are nursing homes in McLean, memory care in McLean, and home care in McLean - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in McLean, VA
Medicare does not directly pay for living in independent living residences. But someone may need medical care for a limited time while living there. Medicare may pay for that if the seniors meet the qualifications. Nevertheless, older adults will get regular Medicare payments like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help offset some validated medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living expenditures. An alternative for many older adults to finance for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist older adults finance for retirement services and get disability payments. A particular amount is deposited in social security accounts. You receive them paid when you require long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops approaches and guidelines to fulfill the housing demands of the USA. The HUD's program supports low-income elderly individuals and their families with mortgage insurance protection to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are offered to seniors receiving long-term care. Older adults can finance for retirement community services through the LTCI provisions that the regular insurance does not cover. In regards to the 2020 data from the Administration for Community Living, about 70% of seniors over 65 will require LTCI benefits in the years to come. This includes help with ADLs, costs of chronic health conditions, having a disability, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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