7 Independent Living Facilities in Stevens Point, WI
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 7 independent living communities in the Stevens Point area. If you’re looking for right independent living in Stevens Point, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Stevens Point. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Stevens Point.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Stevens Point, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Mosinee, Plover, Wisconsin Rapids.
See The Best Independent Living Facilities around Stevens Point
Cost of Independent Living in Stevens Point, WI
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Stevens Point is $3000 per month, which is 27% than the Wisconsin average of $3084. And if compared to the national monthly average of $2795, Stevens Point retirement community cost is 4,112
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Weather and Climate in Stevens Point
Seasonal Temperatures: Stevens Point has a typical summer high of 82°F and a winter low of 7°F. And the yearly rainfall here is about 32 inches, while the snowfall is around 45 inch(es) on average.
Air Quality: The Average air quality index rating is usually 62, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Stevens Point for Elderly People
The health index of 103.6 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 100.3. The Stevens Point hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Stevens Point for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Stevens Point, WI?
Retired individuals in Stevens Point have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Stevens Point, there are different options to choose from. Similarly there are nursing homes in Stevens Point, memory care in Stevens Point, and home care in Stevens Point - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Stevens Point, WI
Medicare does not directly pay for living in independent living residences. But an individual may need medical care for a brief period while living there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. Nevertheless, older adults will get standard Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help offset some authorized medical expenses even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to cover for independent living costs. Another option for many seniors to finance for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help elderly individuals pay for retirement services and obtain disability compensation. A specific amount is transferred in social security accounts. You get them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during retirement.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department creates approaches and guidelines to address the housing requirements of the USA. The HUD's program helps low-income older adults and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are available to seniors receiving long-term care. Elderly can pay for retirement living services through the LTCI allowances that the standard insurance does not include. According to the 2020 data from the Administration for Community Living, about 70% of seniors over 65 will benefit from LTCI benefits in the upcoming years. This includes help with ADLs, costs of chronic health conditions, disabilities, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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