121 Memory Care Facilities in Bergen County, NJ
Memory care facilities in Bergen County are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Bergen County. Alzheimer’s care in Bergen County incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Bergen County, know it’s a safe setting for its residents.
From our 121 memory care facilities in Bergen County, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Wilton, Stamford, Fairfield, Edgewater, West Orange, Westfield, Mountainside, Saddle River, Wayne, Cresskill, Emerson, Paramus, Westwood, Shrewsbury, Lincroft, Marlboro, Middletown, Randolph, Summit, Basking Ridge, Florham Park, Madison, Morris Plains, East Brunswick.
See The Best Memory Care Facilities around Bergen County
Cost of Memory Care in Bergen County, NJ
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Bergen County comes to around $8688 per month. This is 37% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the New jersey average of $7933, it is similar
What Are Alternate to Memory Care Senior Care Options in Bergen County, NJ?
Seniors in Bergen County have wide range of care options besides memory care, depending on their care level and medical circumstances. Regarding assisted living in Bergen County, there are various alternatives to select. Similarly, you can explore independent living in Bergen County, nursing homes in Bergen County, and home care in Bergen County to find the best care option for your necessities.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Bergen County, NJ?
Memory support costs in Bergen County may exceed that of many other senior care alternatives. Consequently, covering the expenditures can be difficult for senior residents and their loved ones. Nevertheless, seniors can investigate a few advantages and options of payment to finance memory care in Bergen County.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help lower-income residents with healthcare-related expenses. Additionally, Medicaid covers certain lengthy care bills for eligible elderly individuals. Still, you will need to meet the state requirements to be approved for the Medicaid assistance in Bergen County. To cover memory care in [state], the state primarily utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not cover the room and board costs in dementia care facilities.
Interestingly, Medicare doesn't cover the expense of support for retired seniors of memory care communities. Nonetheless, retirees can utilize Medicare benefits to cover approved healthcare necessities in memory care facilities in Bergen County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Verify if you are entitled for them. This pension scheme can finance a segment of your memory care expenses. Visit the U.S. Department of Veterans Affairs website to attain comprehensive guidance.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement pension plans are retirement income that senior individuals can obtain after they retire from employment. This pension is a financial reserve where a fixed amount of money is saved throughout the individual's employment. The pensioner can withdraw money periodically (monthly or yearly) to finance senior care facilities.
Reverse mortgage
A reverse mortgage is a home loan alternative. An elderly property owner with considerable home equity can access the value of their property and get funds. The money can come in the form of a steady stream of income, a one-time payout, or a credit line.
Bridge loans
You don't always have enough time to get organized for memory care; there might be a medical emergency, and you have to relocate a dementia patient to the facility. That is when you can contemplate a non-affiliated bridge loan. Bridge loans assist in covering your expenses during the unexpected transition period. Many senior economic institutions supply bridge loans. You can settle the loan when you've got the cash available; e.g., you could sell a property after an emergency. However, a bridge loan is a uncertain choice. It would be preferable if you handled it with prudence.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) frequently is a excellent resource for covering senior living care. However, be careful that not all LTCI plans are equal. And LTCI will not take care of all your expenses. So, seek advice from your insurance company and get details beforehand.
Visit our Memory Care New jersey page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Bergen County
Bergen County memory care communities have to abide by a exclusive protocols and regulations designed by New jersey. These regulations are to ensure that the facilities are adequately trained to care for seniors. For instance, the memory care communities in Bergen County go through highest level of training and education for the caregivers. This ensures that caregivers to be competent and professional while efficiently helping seniors with their daily needs. Visit our New jersey memory care page to find more information on the state-specific rules and procedures.
Additional Memory Care Resources for Seniors in Bergen County
Several government and non-profit agencies work together in Bergen County to provide residents with more facilities. These services ensures seniors better and healthier lifestyle in Bergen County. Subject to the Bergen County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired individuals from the memory care New jersey page.
Free consultation with our certified, senior advisors
