3 Memory Care Facilities in Cumberland County, PA
Memory care facilities in Cumberland County are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Cumberland County. Alzheimer’s care in Cumberland County incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Cumberland County, know it’s a safe setting for its residents.
From our 3 memory care facilities in Cumberland County, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Raeford, Southern Pines.
See The Best Memory Care Facilities around Cumberland County
Cost of Memory Care in Cumberland County, PA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Cumberland County comes to around $6188 per month. This is 60% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the Pennsylvania average of $4835, it is just $1353 higher
What Are Alternate to Memory Care Senior Care Options in Cumberland County, PA?
Retired individuals in Cumberland County have various care options besides memory care, depending on their care level and medical situation. When it comes to assisted living in Cumberland County, there are various alternatives to select. Similarly, you can find independent living in Cumberland County, nursing homes in Cumberland County, and home care in Cumberland County to find the best care type for your necessities.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Cumberland County, PA?
Memory support costs in Cumberland County may be relatively costly than many other senior care choices. Consequently, covering the costs can be demanding for senior residents and their relatives. Nevertheless, seniors can investigate a few benefits and choice of payment to fund memory care in Cumberland County.
Medicaid and Medicare benefits
Every state has its own unique Medicaid program to help economically challenged residents with healthcare-related bills. Additionally, Medicaid covers particular extended care bills for eligible elderly individuals. Still, you will need to satisfy the state requirements to be approved for the Medicaid coverage in Cumberland County. To pay for memory care in [state], the state mostly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not finance the room and board costs in dementia care facilities.
On the other hand, Medicare doesn't cover the cost of support for residents of memory care communities. However, retirees can utilize Medicare benefits to pay for approved healthcare requirements in memory care facilities in Cumberland County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs grants veterans VA Aid & Attendance benefits. Verify if you are entitled for them. This benefit can back a fraction of your memory care costs. Visit the U.S. Department of Veterans Affairs website to acquire comprehensive guidelines.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement pension plans are pension schemes that older adults can get after they retire from work. This pension is a savings plan where a specific amount of money is saved throughout the individual's employment. The senior can withdraw money periodically (monthly or yearly) to cover senior care services.
Reverse mortgage
A reverse mortgage is a home loan alternative. An senior real estate owner with substantial home equity can access the value of their property and get funds. The funds can come in the form of a steady stream of income, a lump sum, or a credit line.
Bridge loans
You don't always have sufficient time to get set for memory care; there might be a medical emergency, and you have to relocate a dementia patient to the care home. That is when you can consider a third-party bridge loan. Bridge loans assist in covering your costs during the surprise changeover period. Many senior economic organizations supply bridge loans. You can settle the loan when you've got the cash available; e.g., you could sell a property after an emergency. However, a bridge loan is a risky alternative. It would be preferable if you approached it with prudence.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) frequently is a excellent choice for covering senior living care. However, be careful that not all LTCI policies are the same. And LTCI will not take care of all your costs. So, talk to your insurance provider and get details prior.
Visit our Memory Care Pennsylvania page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Cumberland County
Cumberland County memory care communities are required to follow a comprehensive set of rules and regulations imposed by Pennsylvania. These regulations are to ensure that the facilities highest level of care services for seniors. For instance, the memory care homes in Cumberland County ensure extensive training and education for the caregivers. This allows caregivers to be skilled and professional while helping seniors with their daily needs. Visit our Pennsylvania memory care page to find more information on the state-specific rules and regulations.
Additional Memory Care Resources for Seniors in Cumberland County
Several government and non-profit agencies work together in Cumberland County to provide residents with more facilities. These services help seniors enjoy an improved quality of life in Cumberland County. Subject to the Cumberland County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for seniors from the memory care Pennsylvania page.
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